Tennessee Homeowners Rates Are Going Up! We Can Help.

Are your homeowners insurance rates going up?  The hailstorms in 2012 caused unprecedented damage in Tennessee, and virtually all homeowners insurers in our state are now increasing rates or even refusing to renew policies in some cases.  Insurers with a large percentage of their customers in Tennessee were hit particularly hard.

This year, our office has seen a 300% increase in requests for homeowners quotes.   This is one of those times that calling an independent insurance agent—like Bolton Insurance—can give you a huge advantage as a consumer.  We have access to several insurance carriers with low rates, great reputations for service, and high rankings by consumer organizations such as J.D. Power and Consumer Reports.

We can help you select the carrier that best fits your unique needs for protection without breaking your budget.

Getting a homeowners insurance quote is easier than ever.  Simply click this link—QUOTE MY HOME INSURANCE—and by answering a few easy questions, you can begin comparing your options with at least three top rated insurance carriers.

So, whether you want to save cost or improve what you have —  start your new year with a better insurance quote in minutes simply by clicking: QUOTE MY HOME INSURANCE

 

Aaron Pudlo Saved $1,070 on His Car Insurance by Switching from Nationwide

Ask Aaron Pudlo of Nashville, Tennessee about news years resolutions to make 2012 a better year and he’ll say,  “Not a problem!”  That’s because Aaron just saved $1,070 by switching his auto insurance from Nationwide to Bolton Insurance and Erie Insurance Group.

Aaron is one of the millions of auto insurance shoppers who have benefited from ERIE’s competitive auto insurance rates–plus Aaron’s new auto policy comes with over 30 extra features not typically included in most other policies.

Want to see how much you can save?  Simply go to our easy online quote page at  https://www.boltoninsurance.com/getquote/ or for personal assistance, call and ask for me  at 865-690-5000.

Want to make 2012 a better financial year?  Join Aaron and over a million other satisfied customers who are saving money by switching to Erie Insurance Group.

Farron Bolton
Principal Agent

Bolton insurance is an independent insurance agency with over 20 years of experience representing Erie Insurance Group and several other top-rated insurance carriers.  We use our years of experience to help you choose insurance that fits your individual lifestyle and needs.

Aaron’s story was used with permission.

Polly Barnett of Knoxville Saved Over $1,000 by Switching Her Insurance!

Bolton Insurance can save you money–just ask Polly Barnett of Knoxville.  We saved the Barnetts over $1,000 in one year on their home and auto insurance, all while improving their coverage with innovative policy features like Guaranteed Replacement Coverage on their home and more than 50 additional extra coverage features that Erie gives their policyholders at no extra charge.

If you want to see what the Barnetts had to say about our claim service following the massive hail storm of 2011, check out the following link:  http://boltoninsurance.com/testimonial.shtml

Find out how much you can save right away by visiting our website at:  www.boltoninsurance.com or call and ask for me personally at 865-690-5000.

Farron Bolton
Principal Agent

Bolton insurance is and independent insurance agency with more than 20 years experience representing Erie Insurance Group and several other top rated insurance carriers.  We use our years of experience to help you choose insurance to fit your individual lifestyle and needs.

The Barnetts’ story was used by permission.

Consumer Reports asks, Who Needs Flood Insurance?

Do you need flood insurance?  Check out this video from Consumer Reports, a leading consumer information and advocacy group.  You may be surprised at what you learn!

If you are interested in discussing flood insurance with one of our agents, give us a call at 865-690-5000 (toll free 800-498-1579) or email us at info@boltoninsurance.com.  We can give you helpful advice and an easy, free, no-oligation quote.

Source: Consumer Reports, www.consumerreports.org

Could You Be One of the 59% of Homeowners Who Are Underinsured?

So you faithfully carry homeowners insurance just in case the worst happens, but are you really prepared for the worst that can happen?

CBS financial contributor Ray Martin is not alone is saying that most homeowners are not adequately insured.  Nearly two out of every three American homes, or 59%, are underinsured as homeowners, having on average only enough insurance to pay for 78% of the cost to replace or rebuild their homes.

This is according to Marshall & Swift/Boeckh LLC (MSB), a leading provider of building reconstruction cost data.

Having “Guaranteed Replacement Cost” is absolutely your most secure option to protect against the potential of underinsurance at the time of loss, but very few insurance carriers continue to offer this type of coverage after having bad experiences with unanticipated pay outs.

If the thought of paying 22% or more of out of pocket costs concerns you, you need Guaranteed Replacement Cost insurance.

Few insurance companies still offer it, and chances are your insured with one that doesn’t.

You can find out if your house qualifies for Guaranteed Replacement Cost insurance and get a quote right away, by clicking here.

Coverage not available in all states, certain restrictions apply.

Walmart Trims Benefits in Respose to Rising Healthcare Costs

Farron Bolton, Principal Agent

Employers concerned about increasing healthcare costs are not alone.  News outlets recently reported that retail giant Walmart is taking measures to cut its healthcare costs by trimming benefits and increasing the amount employees pay for such benefits.

You can read the story here.

Bolton Insurance offers healthcare insurance benefits through various insurance carriers, including BlueCross BlueShield and Humana. 

If you’re concerned about keeping your employer healthcare costs down, we can help.  Give me a call or email me at info@boltoninsurance.com and request more information on this subject.

Phone: 865-690-5000

Farron Bolton

Welcome to the New BoltonInsurance.com!

Here’s a big “thank you” to all of our customers for trusting Bolton Insurance to fulfill their insurance needs.   We appreciate each and every one of you.  As you can see, our website has a new look.  We’ve also made a few changes to better serve you.

First, we’ve combined some of the most common policy service functions under a new “Policy Service” page.  You can go to this page to pay online, report a claim, or download policy-related forms.

Second, we’ve added a link to our Facebook page, so you can connect with us via social networking.

Finally, we’ve set up this new insurance blog, where we can provide our policyholders with important information and tips to help you better protect your home and business and get the best value out of your insurance.

Thank you again to all of our loyal policyholders!  We appreciate your business!